See what upgrading your home really costs.
Built on official data. Free, no sign-up needed.
£5,200
typical heat pump cost after the grant, for a 3 bed semi heated by gas
Get my full estimatePick what you want to work out

Heat Pump Cost Calculator
Energy Bill Calculator
Insulation Savings Calculator
Solar Panel Cost Calculator
EPC Improvement Planner
Heat Pump Running Costs
Boiler vs Heat Pump
Landlord EPC Calculator
Grant Eligibility Checker
Home Buyer Energy Check
New Boiler Cost Calculator
Boiler: Repair or Replace?
EV Cost Calculator
Or start with a part of the house
Roof and loftLoft insulation, the cheapest big winWallsCavity or solid, filled or notWindowsGlazing cost and what it savesFoundations and floorInsulating under a timber floorSolar panelsGeneration, savings and 25-year returnsDoors and draughtsThe small gaps that add upHeatingHeat pump or boiler, 15 years of cost- Roof and loftLoft insulation, the cheapest big win
- WallsCavity or solid, filled or not
- WindowsGlazing cost and what it saves
- Foundations and floorInsulating under a timber floor
- Solar panelsGeneration, savings and 25-year returns
- Doors and draughtsThe small gaps that add up
- HeatingHeat pump or boiler, 15 years of cost
- £7,500Boiler Upgrade Scheme grant, £9,000 for oil or LPG homes
- £1,885a typical 3 bed semi's energy bill a year at the October 2026 cap
- 0% VATon heat pumps until 31 March 2027
- 9 kWthe typical heat pump for a 3-bed semi
From the guides
Questions
Is Retrofit Planner free?
Yes. The calculators and guides are free to use, and nothing you enter is stored or sent anywhere.
Where do the numbers come from?
From official sources: DESNZ, Ofgem, the government's measured insulation savings, the EPC register and Energy Saving Trust cost data. Every page lists its sources and method, and you can see our data.
Are the costs quotes?
No. They are typical ranges. Get quotes from installers before you commit to any work.
Do I need to sign up?
No. Every calculator works without an account or an email address.
How much is the heat pump grant?
The Boiler Upgrade Scheme takes £7,500 off a heat pump, or £9,000 if it replaces oil or LPG heating. Use the grant checker to see what else you could get.
What should I do first?
In most homes loft insulation is the cheapest big win. Build your plan to put the jobs for your home in order.
Do the rules apply to landlords?
Yes. A rented home has to reach EPC band C by 1 October 2030. The landlord calculator shows the cheapest route there.
Are the energy prices up to date?
Bills use the October 2026 price cap. You can see every figure and its source.